Mr. Robert
 Mr. Robert Pancras
Chief Executive Officer
Mr. Sunil Kumar Pherwani
 Sunil Kumar Pherwani
General Manager -Business
Bikram Singh Monga  Bikram Singh Monga
General Manager -Risk and Controls
Mr. Juma Al Khamisi
  Juma Al Khamisi
General Manager -Support
Ajit Vasudevan
 Ajit Vasudevan

Head of Retail 
Ahmed Al Mawali
 Ahmed Al Mawali

Head of Branches
Abla Al Harthy
 Abla Al Harthy 
Head of Customer Service
 V. Ramakrishnan
Head of COSME
Jamila Al Afifi 
 Jamila Al Afifi
Head of Human Resources and Administration
 Tariq Ghulam
Tariq Ghulam

V. Ramakrishnan 
V.V. Ramkumar
Head of Finance and Operations 
Shamsa Al Sheibani 
Mohammed Al Busaidi  
Head of Information Technology and Customer Service 
R Lakshmanan
Mohammed Othman Al Balushi 

Head of Recovery and Remedial
Jinal Al Jindal
Sanket Beborta
Head of Internal Audit

R. Panneerselvam
Head of Compliance

The Senior Managers have been vested with adequate powers through a Procedures Manual approved by the Board of the Company.

The operations of the Company from its branches at Salalah, Sur, Sohar, Nizwa, Barka, Ibri, Ibra, Mabellah, Suwaiq, Samail, Jalan Bani Bu Ali, Buraimi, Mawaleh, Al Kamil, Duqm, Sinaw, Wattayah are headed by qualified and experienced branch managers.

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