Mr. Robert
     Robert Pancras
Chief Executive Officer
Bikram Singh Monga  Bikram Singh Monga
General Manager - Risk and Controls
Mr. Juma Al Khamisi
  Juma Al Khamisi
General Manager - Support
Ajit Vasudevan
 Ajit Vasudevan

Head - Product Development & Marketing     
Ahmed Al Mawali
 Ahmed Al Mawali

Head - Branches and Retail
 V. Ramakrishnan
Head - Corporate and SME
Jamila Al Afifi 
 Jamila Al Afifi
Head - Human Resources and Administration
V. Ramakrishnan 
V.V. Ramkumar
Head - Finance and Operations 
Shamsa Al Sheibani 
Mohammed Al Busaidi  
Head - Information Technology and Customer Service 
R Lakshmanan
Mohammed Othman Al Balushi 

Head - Recovery and Remedial
Jinal Al Jindal
Sanket Beborta
Head - Internal Audit

R. Panneerselvam
Head - Compliance

The Senior Managers have been vested with adequate powers through a Procedures Manual approved by the Board of the Company.

The operations of the Company from its branches at Salalah, Sur, Sohar, Nizwa, Barka, Ibri, Ibra, Mabellah, Suwaiq, Samail, Jalan Bani Bu Ali, Buraimi, Mawaleh, Al Kamil, Duqm, Sinaw, Wattayah are headed by qualified and experienced branch managers.

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